# I'm 38. If You're in Your 20's or 30's, Read This.
**作者**: Tim Denning
**日期**: 2026-01-20T10:00:32.000Z
**来源**: [https://x.com/Tim_Denning/status/2013552215097778231](https://x.com/Tim_Denning/status/2013552215097778231)
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Getting old sucks.
The one positive is that as we age, we mature. That’s been the case for me. Not much fazes me anymore.
I’ve been part of so much drama – personal bankruptcies, homeless friends, my battles with drugs and alcohol, nearly getting knifed to death, friends in jail, job losses, mental illness, $1.2M theft, online trolling, going from entrepreneur to corporate to entrepreneur, etc.
I’m not that smart but these experiences have given me some powerful lessons to share to anyone in their 20s or 30s (feel free to forward it to them as well).
# 1. When you turn 35 you'll see the difference between those who took risks and those who didn't.
How old you feel comes down to how you lived.
Not taking risks leads to regrets which ages you faster. You feel like you could have done more but you never do. You always move decisions to the future where you have zero accountability. It’s f*cking sad, man.
If you’re reading this and not taking risks and overthinking $100 purchases, wake the f*ck up. You’re not living if you’re playing it safe and procrastinating on everything.
# 2. Having kids isn't the end of freedom, it's the beginning. It'll give you meaning that'll fuel your greatness.
People told me at 20 that having kids was bad.
“Your life is over when it happens, Timbo.”
God, these people were so wrong. Having kids is hard. My 2 year old takes up a lot of time. There are a million sacrifices you gotta make, but it’s the best experience of my life. I could die tomorrow now that I’ve met my daughter.
Every minute is pure joy. There’s nothing that comes close.
Her smile pours rocket fuel on every one of my creative pursuits. If you’re able to, have kids. If not, adopt. But don’t rule out this option without thinking it through.
Kids are hard but so are the best things in life. Choose your hard.
# 3. Chasing obsession is the fastest way to become a high performer.
I’ve felt sad lately.
After interacting with thousands of people online, I’m losing hope in society. It just feels like most people won’t make it ( I know this sounds privileged).
- They’re full of excuses
- Think short term
- Don’t invest in themselves
- Stay on beginner level
- Have a short-term outlook
- Don’t put in the work
- Get sucked into a 9-5 job that leads nowhere
- See hard work as hustle culture, and self-care as their birthright
- Chase lottery opportunities (Medium dot com, Kickstarter, getting famous)
Most of all, their mindset is way off. It’s skewed way too far toward the negative. I can make these honest observations because I suffered from every one of them.
The truth is, if you don’t solve these problems they hold you back and keep you stuck. The world doesn’t care if you stay stuck. It just means you’ll earn peanuts and have to struggle constantly with money and never having enough time.
The only solution I’ve found is to go from being passionate/interested/lukewarm to all-out obsessed with one thing. Hardcore obsession. Pure dedication and discipline.
It saved me. It can save anyone, even my homeless friend Peter.
Here’s how the world works…
> Let's say that the person you love the most has just been shot. He or she is lying in the street, bleeding and screaming. A guy rushes up and says, "Step aside." He looks over your loved one's bullet wound and pulls out a pocket knife -- he's going to operate right there in the street. You ask, "Are you a doctor?" The guy says, "No. "You say, "But you know what you're doing, right? You're an old Army medic, or ..." At this point the guy becomes annoyed. He tells you that he is a nice guy, he is honest, he is always on time. He tells you that he is a great son to his mother and has a rich life full of fulfilling hobbies, and he boasts that he never uses foul language. Confused, you say, "How does any of that f*cking matter when my son is lying here bleeding! I need somebody who knows how to operate on bullet wounds! Can you do that or not?!?" Now the man becomes agitated -- why are you being shallow and selfish? Do you not care about any of his other good qualities? Didn't you just hear him say that he always remembers his girlfriend's birthday? In light of all of the good things he does, does it really matter if he knows how to perform surgery?In that panicked moment, you will take your bloody hands and shake him by the shoulders, screaming, "Yes, I'm saying that none of that other sh*t matters, because in this specific situation, I just need somebody who can stop the bleeding, you crazy f*cking a**hole." So here is my terrible truth about the adult world: You are in that very situation every single day. Only you are the confused guy with the pocket knife. All of society is the bleeding gunshot victim. If you want to know why society seems to shun you, or why you seem to get no respect, it's because society is full of people who need things. They need houses built, they need food to eat, they need entertainment, they need fulfilling sexual relationships. You arrived at the scene of that emergency, holding your pocket knife, by virtue of your birth -- the moment you came into the world, you became part of a system designed purely to see to people's needs. Either you will go about the task of seeing to those needs by learning a unique set of skills, or the world will reject you, no matter how inoffensive and courteous you are. You will be poor, you will be alone, you will be left out in the cold. Does that seem mean, or crass, or materialistic? What about love and kindness -- don't those things matter? Of course. As long as they result in you doing things for people that they can't get elsewhere. – Jason Pargin
# 4. Raise your standards so high people think you're a psychopath. Screw being average.
When you reject being average people think you’re a psychopath.
This is a cope. It helps them feel good about where they’re at in life. People need good reasons *not* to chase their dreams and settle for second best. The bad news is the mind is excellent at deluding you.
When you raise your standards life gets easier. A lot of decisions are automated for you. There’s little need to watch sports, overindulge on Netflix, drink alcohol, eat one too many bits of bacon, and sit around and become overweight.
As long as you stick to your higher than normal standards the rewards that come with them are a given … and they’re huge. More money, time, freedom, energy, happiness, and fulfillment.
# 5. Never follow the conventional path. It's full of boredom and has the most competition.
Get a degree, get into debt, choose a job you pretend is your life’s work, then marry the first person to look at you with a hard-on.
That’s the standard path.
The way I discovered I was on this path was when I realized I was always bored. Monday morning was boring. The drive to work sucked. The office always looked the same. The customers always wanted lower banking fees & more interest paid to them.
I could predict what would happen in a week. The only surprise I’d get was whether I’d eat the Mighty Melbourne burger with beef or the Simon Says chicken burger. If my burger took too long, then that added a bit of variety (which made me rage).
We all sell ourselves a story. The key is to resist selling yourself the story that the conventional path is the right one. It sucks. Stop lying.
# 6. One of the clearest signs of intelligence is being able to hear an opinion you disagree with and not act emotionally.
Labels have dumbed us right down (me included).
“You’re either this or that.” Life isn’t that simple. The world is more nuanced. In between black and white there is grey and even a rainbow full of other colors.
The people you disagree with can teach you the most. They reveal a part of yourself you’ve hidden or that’s been wrapped up in ego and entitlement.
We can disagree with each other and still hug or be friends.
# 7. As you get older you'll want to leave your loser friends behind. It's normal.
When you’re young you try to look good.
So you choose friends that fulfill that desire. Later in life you don’t give a f*ck about looking good, so your friends change.
Many of my friends worked in nightclubs. They could get you free drinks or to the front of the line. But at 38 with a 2 year old and an online business, these types of friends are failures. They’re 40 year olds still trying to live like 20 year olds.
What you find cool changes in each phase of life. Still drinking out of a beer bong at 40 years old is one step away from being unemployed.
It’s okay to change friends. Don’t rudely cut them off. Just slowly reduce contact with the ones who you don’t vibe with anymore.
# 8. The more hard things you do the more successful you become.
My life has been unnecessarily hard.
During childhood we lost both our family homes to bankruptcy. Then growing up in a rough area surrounded by crime made things worse.
I always saw my upbringing as a disadvantage. Now I see it as a huge win. These challenges forced me to develop mental muscle and acquire skills most didn’t have.
It feels amazing to do a hard thing and make it through. What’s worse is to have an easy life and feel nothing at all (the default).
# 9. No one who climbs the corporate ladder is happy. It's a trap. Choose freedom.
My friend Dickie Bush worked at Blackrock.
He thought he wanted to be a big-time investor or work in the dealing room. Then he met people 10 and 20 years ahead already doing that job. Not one of them was happy.
So he looked into the corporate crystal ball and ran. I did the same. I spoke to General Managers and CEOs about climbing the corporate ladder. Most of them wished they didn’t. But after a while there’s no going back.
You get accustomed to a certain amount of money and status, that it’s impossible to give up.
If you want to be happier then get the hell off the corporate ladder. Stop worrying about promotions, pay rises, and job titles and go build something online that gives you actual freedom. When I did that I figured out my income could be uncapped.
# 10. If you have 8 hours a day to work a boring job, you have 1 hour in the morning to invest in yourself.
The life you dream of is built before and after work.
You’ll never be less busy, have enough money, or know enough. If you don’t start now you’ll never start. Instead of prioritizing a job, shift that priority to investing in yourself. It’ll make you better at the job and get you closer to building your own thing.
# 11. Find a dark place. Be at one with it. Enjoy it. Stay there 6-12 months.
Breakups, divorce, and death are a blessing.
When you reach these kind of dark places, stay there. Accept it. Don’t leave right away. Use the darkness as motivation. Let the darkness break your mental patterns and routines so you can become someone new.
# 12. Maniacs are incredible. They teach you what effort and obsession can do.
I met one this week.
They replied to comments on X for 14 hours a day for a year. They got a large following and made enough money to never work a job. They did it by being a maniac. Commenting for 14 hours a day with no breaks is almost stupidity.
The level of competition, though, is close to zero because it’s hard work. Maniac strategies work if you’ve tried everything else.
# 13. Avoid being busy. It means you don't know how to focus and it's a sign of low status.
Busyness is a red flag.
Saying you’re busy in productivity terms is like saying in health terms that you casually inject heroin every day.
The key to life is to not be busy so you can make space for living life. If you find yourself saying you’re busy, it’s a death trap. Eliminate calendar events as quickly as possible and treat it as seriously as a friend telling you they want to commit su!cide.
Busyness isn’t cool. It means your life is out of control and you have no focus.
# 14. Some of the most successful people like Keanu Reeves are bizarrely quiet. Try it.
Most people talk a lot but never listen.
You can learn a lot by having conversations where you don’t talk at all. That’s how you truly learn from someone and hear groundbreaking new ideas most miss.
# 15. Disappear from public life. Adopt a nickname. Then build something online with zero fear.
Being a public figure creates fear.
No one wants to be a caged animal in a zoo being watched by people with big-ass camera lenses. The easiest way to escape is to do everything online under a nickname.
You’ll then see how this fearless feeling will completely change your life. All of the imposter syndrome and need for permission will vanish. Do it. Thank me later.
( From here on I will be known as Tim Winterbottom… screw that Tim Denning guy)
# 16. Money isn't evil. It's a resource that'll help you reach personal freedom.
People who think they don’t pursue their goal for money are delusional.
We tell ourselves money doesn’t matter because it’s a way of keeping score. Without the scoreboard it lets you off the hook and takes away all forms of accountability. Now you can blame the market or say “people don’t get me.”
> Romantic artists are the worst. So are $0 hobbyists.
Every pursuit in life requires money because it’s a resource. Even if you run a charity you still need money to help the cause it represents.
Be mature enough to understand money matters, and you can change your financial future at any time by owning it – not disconnecting what you do from money.
# 17. If you don't learn how money works you will always work for money.
Money is a screwed up game.
On the outside it looks like you work hard and follow a predictable path to wealth like becoming a doctor or lawyer. When you dig deeper you realize money has nothing to do with any of this.
Last year I took $1000 and turned it into . Took me less than 5 minutes.
I don’t say that to brag. I tell you because that’s how simple money is when you figure out the game. Trillions of dollars flow through the internet. All you need is one strategy or arbitrage to attract more money.
But strategy isn’t enough because the financial system is messed up. It’s been getting more unfair each year. The gap between rich and poor is increasing. This is because how much an asset is worth isn’t easily visible.
And getting paid bank interest or income from a rental property seems like it’s wealth-building until you understand the dilution of money and the tax system in detail.
Example: rich people pay almost zero tax. Yet tax is the average person’s biggest expense. This occurs because the financial system is unnecessarily complex to stop people from becoming wealthy (by design).
The escape route is to obsessively learn how it works.
Then you go from working for money to money working for you. Sounds like clickbait but it’s true. This is why I spent a decade working in banking. I wanted to see from the inside. And it was worse than I thought.
# 18. Read every popular finance book and invest money early on.
If you don’t want to work in a bank then read the most popular finance books. You’ll start to see there are patterns. Make sure to read plenty about the new blockchain-based financial system, too, so you’re not buying treasury bonds like it’s 1970.
# 19. Keeping your dopamine addiction under control will help you more than any other health hack.
Motivation is a struggle for most.
How you invest your dopamine will either uplift you or leave you feeling bored and unmotivated. If you’re addicted to dopamine then cut back on TikTok, Netflix, video games, and anything with an easy payoff.
# 20. The strongest animals only eat plants. Eat more plants to have more energy.
Without energy you can’t achieve much.
Eat in a way that maximizes energy.
# Shorter lessons
- 21. Turn off news and politics to naturally increase your IQ.
- 22. Writing online is the easiest way to attract more opportunities so you can stop asking for permission.
- 23. Read "The Bitcoin Standard." Then buy Bitcoin before major governments like the U.S. do.
- 24. Live in the city while you're young to network. Then as you get older move to the outer suburbs to save money and reduce debt.
- 25. Get an electric self-driving car instead of a gasoline one.
- 26. Exercise every day, preferably in nature. It'll keep you younger for longer.
- 27. Give up alcohol. It's a scam that'll steal your energy & help you sleep with strangers & get STDs.
- 28. Video games are fine when you're younger. But when you're older they become a time suck.
- 29. Spend more time with your parents than feels normal. Soon they'll be gone.
- 30. Go visit a retirement home so you know what dying feels like. Then use it as motivation.
# 31. Flow states are more important than productivity.
To-do lists won't motivate you. Feeling like 8 hours happened in 1 hour will feel better.
Less hours worked, more flow states.
# 32. Take your parent's plan for your life & light it on fire. The best path is one you create.
The world moves too fast to do what your parents did and be successful.
In a world of AI, all the rules are now broken. Your parents mean well but don’t follow their path in life. Carve your own. Feels better, too, because you become self-made.
# 33. Be wary of religion. Most are mindless cults.
No judgment here.
I got trapped in a religious cult using god as a way to do evil and extract money from people to fund extravagant minister lifestyles. It’s too easy for the lines between religion and manipulation to be broken. Best to be extremely careful or opt out.
# 34. Most workplaces are adult daycare centers. Break into the real world through solopreneurship as fast as you can.
A job is a great place to start, terrible place to finish.
At work if your family member dies everyone is sorry. You get time off. In the real world no one cares that your dad died, and you’re still expected to show up each day.
Corporations pretend to care about people to protect their corporate image and lure more victims. But layoff culture shows they don’t care at all. One minute “thoughts and prayers.” Next minute “you’ve been let go.” Don’t get sucker punched in the head.
Transcend to the real world as soon as possible, and away from workplace daycare.
# 35. Building a startup unicorn by raising VC money is one of the stupidest fantasies in existence.
In the old world you raised money from investors, used it to hire people and pay for expensive ads, then maybe did okay. The barrier to entry was high and most failed playing this game. It gave entrepreneurship a bad name.
In the new world you don’t need to raise money or buy ads. Instead you can just use free social media to build an email list and launch a business.
The best businesses are now bootstrapped & profitable, not built on WeWork-style fake revenue projections and stock price manipulation.
# 36. Understand human psychology and you can make as much money as you want.
Business is just a psychology masterclass.
Life is too. If you understand psychology you can persuade supermodels to date you, readers to buy your books, or strangers to give you money.
Most people who fail just don’t understand human nature. Key: humans act out of self-interest. Appeal to it.
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*导出时间: 2026/8/17 13:03:50*
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## 中文翻译
# 我38岁了。如果你正处于20多岁或30多岁，请读读这篇文章。
**作者**: Tim Denning
**日期**: 2026-01-20T10:00:32.000Z
**来源**: [https://x.com/Tim_Denning/status/2013552215097778231](https://x.com/Tim_Denning/status/2013552215097778231)
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变老很糟糕。
唯一的好处是，随着年龄增长，我们会成熟。对我来说就是这样。现在已经没什么能让我感到慌乱了。
我经历过太多戏剧性的事件——个人破产、朋友无家可归、我与毒品的斗争、险些被刺死、朋友入狱、失业、精神疾病、120万美元的盗窃案、网络喷子、从企业家到上班族再回到企业家，等等。
我不算聪明，但这些经历给了我一些深刻的教训，可以分享给任何20多岁或30多岁的人（也可以随意转发给他们）。
# 1. 当你年满35岁时，你会看到那些冒险的人和那些没冒险的人之间的区别。
你感觉有多老取决于你过得怎么样。
不冒险会导致后悔，这会加速你的衰老。你会觉得你本可以做得更多，但你从未去做。你总是把决定推迟到未来，在那里你无需承担任何责任。这真他妈悲哀，伙计。
如果你正在读这篇文章，却不肯冒险，还在为了100美元的消费过度思考，那就他妈醒醒吧。如果你只是求稳，凡事拖延，那你根本不算在活着。
# 2. 生孩子不是自由的终结，而是开始。它将赋予你意义，这种意义将点燃你的伟大。
人们在我20岁时告诉我，生孩子是件坏事。
“一旦有了孩子，你的人生就结束了，蒂姆。”
天哪，这些人错得太离谱了。生孩子很难。我的两岁孩子占据了我很多时间。你必须做出无数牺牲，但这是我一生中最好的经历。既然我已经见到了我的女儿，即使明天死去我也无憾。
每一分钟都是纯粹的快乐。没有什么能与之相比。
她的微笑为我所有的创造性追求注入了火箭燃料。如果可以的话，生孩子吧。如果不能，就领养。但不要未经深思熟虑就排除这个选项。
孩子很难带，但生活中最美好的事物也都不容易。选择你的“难”。
# 3. 追逐痴迷是成为高绩效者的最快途径。
我最近感到很悲伤。
在网上与成千上万的人互动后，我对社会失去了希望。感觉大多数人注定无法成功（我知道这听起来很特权）。
- 他们充满了借口
- 目光短浅
- 不投资自己
- 停留在新手水平
- 只有短期眼光
- 不愿付出努力
- 沉迷于毫无前途的朝九晚五的工作
- 把努力工作看作是“卷”，把自我照顾视为天经地义
- 追逐彩票式机会（Medium dot com，Kickstarter，成名）
最重要的是，他们的心态完全不对。这种心态过于偏向消极。我可以做出这些诚实的观察，因为我曾深受其中每一个问题的困扰。
真相是，如果你不解决这些问题，它们就会拖你的后腿，让你困在原地。世界不在乎你是否受困。这只意味着你会赚得微薄的薪水，必须不断地为金钱挣扎，永远没有足够的时间。
我找到的唯一解决方案是，从充满热情/感兴趣/不温不火的状态，转而对一件事全力以赴地痴迷。硬核的痴迷。纯粹的投入和自律。
它拯救了我。它可以拯救任何人，甚至是我那无家可归的朋友彼得。
世界是这样运转的……
> 假设你最爱的人刚刚中弹。他或她躺在街上，鲜血直流，尖叫不已。一个人冲上前来说：“让开。”他看了看你的亲人中弹的伤口，掏出一把袖珍刀——他要在街上直接动手术。你问：“你是医生吗？”那人说：“不是。”你说：“但你知道你在做什么，对吧？你曾是旧军队的军医，或者……”这时那个人变得恼火了。他告诉你他是个好人，他很诚实，他总是很准时。他告诉你是母亲的好儿子，拥有丰富的生活和充实的爱好，他还吹嘘自己从不骂脏话。你困惑地说：“当我儿子躺在这里流血时，那些他妈的有什么用！我需要一个知道如何处理枪伤的人！你能做还是不能？！”这时那个人变得焦躁——为什么你如此浅薄和自私？你不在乎他的其他优秀品质吗？你没听到他说他总是记得女朋友的生日吗？考虑到他所做的一切好事，他是否会做手术真的重要吗？在那个恐慌的时刻，你会用沾满鲜血的双手抓住他的肩膀摇晃，尖叫道：“是的，我是说其他那些狗屁都不重要，因为在这种特定情况下，我只需要一个能止血的人，你这个疯狂的混蛋。”所以这是我关于成人世界的可怕真相：你每天每时每刻都处于这种境地。只有你是那个拿着袖珍刀的困惑家伙。整个社会就是那个中弹流血的受害者。如果你想知道为什么社会似乎排斥你，或者为什么你似乎得不到尊重，那是因为社会充满了有需求的人。他们需要房子，需要食物，需要娱乐，需要令人满意的性关系。你一出生，就像拿着袖珍刀来到那个紧急现场一样——你来到这个世界的那一刻，你就成为了一个纯粹为满足人们需求而设计的系统的一部分。要么你通过学习一套独特的技能来满足这些需求，要么世界会拒绝你，无论你多么无害和礼貌。你会很穷，你会孤独，你会被遗弃在寒冷中。这听起来很刻薄，或粗俗，或物质主义吗？那爱和善良呢——这些不重要吗？当然重要。只要它们能让你为人们做那些他们在别处无法得到的事情。——Jason Pargin
# 4. 把你的标准定得高到让人们觉得你是个精神变态。去他的平庸。
当你拒绝平庸时，人们会认为你是个精神变态。
这是一种应对机制。这有助于让他们对自己目前的生活状态感觉良好。人们需要好的理由*不去*追逐梦想，并满足于次优选择。坏消息是，大脑非常擅长自我欺骗。
当你提高标准时，生活反而变得更容易了。很多决定会自动为你做出。几乎不需要看体育比赛，在Netflix上放纵，喝酒，多吃一点培根，然后坐着发胖变重。
只要你坚持高于常人的标准，随之而来的回报就是必然的……而且非常巨大。更多的金钱、时间、自由、能量、幸福和成就感。
# 5. 永远不要走传统的道路。那里充满了无聊，竞争也最激烈。
拿个学位，背一身债，选一份你假装是毕生追求的工作，然后嫁给第一个看着你有性冲动的人。
这就是标准路径。
我发现我走在这条路上的方式是，我意识到我总是很无聊。周一早上很无聊。开车上班很糟糕。办公室看起来总是一个样。客户总是想要更低的银行费用和更高的利息。
我可以预测一周内会发生什么。我唯一的惊喜是吃牛肉的“墨尔本之王”汉堡还是“西蒙说”鸡肉汉堡。如果我的汉堡等得太久，那就增加了一点变化（这让我暴怒）。
我们都在给自己编故事。关键是要抵制那种“传统路径是正确的”自我催眠。那很糟糕。停止撒谎。
# 6. 智力最明显的标志之一是，能够听到你不同意的意见而不情绪化。
标签把我们变蠢了（我也包括在内）。
“你要么是这个，要么是那个。”生活没那么简单。世界更加微妙。在黑白之间有灰色，甚至充满其他颜色的彩虹。
那些你不同意的人能教给你的最多。他们揭示了你自己隐藏的一部分，或者被自我和特权感包裹的一部分。
我们可以彼此不同意，但仍然可以拥抱或做朋友。
# 7. 随着年龄增长，你会想抛弃那些失败的朋友。这很正常。
年轻的时候你试图让自己看起来很酷。
所以你选择那些能满足这种欲望的朋友。后来在生活中，你根本不在乎看起来怎么样，所以你的朋友会变。
我的很多朋友在夜店工作。他们可以给你免费饮料或让你插队。但在38岁、有一个两岁孩子和一个在线生意的我看来，这类朋友就是失败者。他们是40岁还在试图像20岁那样生活的人。
在每个生命阶段，你觉得酷的事情都会改变。40岁还在用啤酒漏斗喝酒，离失业只差一步。
换朋友是可以的。不要粗鲁地断绝关系。只要慢慢减少与那些不再有共鸣的人的联系。
# 8. 你做的困难事越多，你就会越成功。
我的生活过得不必要地艰难。
童年时期，我们因破产失去了两栋房子。后来在犯罪猖獗的贫困地区长大，让情况变得更糟。
我一直把我的成长环境视为一种劣势。现在我看作是巨大的胜利。这些挑战迫使我锻炼出心理肌肉，并掌握了大多数人没有的技能。
做一件困难的事并挺过来，感觉棒极了。更糟糕的是过轻松的生活却什么都感觉不到（这是默认状态）。
# 9. 没有任何攀爬公司阶梯的人是快乐的。这是一个陷阱。选择自由。
我的朋友Dickie Bush曾在贝莱德（Blackrock）工作。
他以为自己想成为大投资者或在交易室工作。然后他遇到了提前10年和20年就在做那份工作的人。他们中没有一个是快乐的。
所以他看了一眼职场的水晶球，然后跑了。我也做了同样的事。我与总经理和CEO谈论过攀爬公司阶梯的事。他们中的大多数人都希望自己没有这么做。但过了一段时间就无法回头了。
你已经习惯了一定数量的金钱和地位，以至于不可能放弃它们。
如果你想更快乐，那就赶紧滚出公司阶梯。别再担心升职、加薪和头衔，去网上建立一些能给你真正自由的东西。当我这样做时，我发现我的收入可以是无限的。
# 10. 如果你有每天8小时的时间去从事一份无聊的工作，那你就有早晨1小时的时间来投资自己。
你梦想的生活是在工作前后建立的。
你永远不会更不忙，永远不会有足够的钱，也永远不会懂足够多。如果你现在不开始，你就永远不会开始。不要优先考虑工作，把优先权转移到投资自己上。这会让你在工作中做得更好，并让你更接近建立自己的事业。
# 11. 找一个黑暗的地方。与它合二为一。享受它。在那里待上6-12个月。
分手、离婚和死亡是一种祝福。
当你到达这种黑暗的地方时，留在那里。接受它。不要马上离开。利用黑暗作为动力。让黑暗打破你的心理模式和常规，这样你就能成为一个新的人。
# 12. 狂人令人难以置信。他们会告诉你努力和痴迷能做什么。
我这周遇到了一个。
他们一年中每天在X上回复评论14个小时。他们获得了大量关注者，赚到了足够的钱，再也不用工作了。他们是通过当个狂人做到的。每天14小时不间断地评论几乎到了愚蠢的地步。
然而，竞争水平几乎为零，因为这很难。如果你尝试了其他所有方法，狂人策略是有效的。
# 13. 避免“忙碌”。这意味着你不知道如何专注，而且是低地位的标志。
忙碌是一个危险信号。
在生产力方面说你很忙，就像在健康方面说你每天随便注射海洛因一样。
生活的关键在于不要忙碌，这样你才能为生活腾出空间。如果你发现自己说很忙，那就是一个死亡陷阱。尽可能快地消除日历事件，并像对待朋友告诉你他们想自杀一样认真对待。
忙碌并不酷。这意味着你的生活失控了，你没有专注点。
# 14. 一些最成功的人，比如基努·里维斯，奇怪地安静。试试看。
大多数人说得很多，但从不倾听。
你可以通过完全不说话的对话学到很多东西。这就是你真正从某人那里学习并听到大多数人都错过的开创性新想法的方式。
# 15. 从公共生活中消失。取个昵称。然后毫无恐惧地在网上建立一些东西。
成为公众人物会产生恐惧。
没人想成为动物园里被拿着大炮筒相机的人观看的笼中动物。最简单的逃避方法是用昵称在网上做所有事情。
然后你会看到这种无畏的感觉将如何彻底改变你的生活。所有的冒名顶替综合症和对许可的需求都会消失。去做吧。回头谢我。
（ 从此以后我将被称为Tim Winterbottom……去他的Tim Denning）
# 16. 金钱不是邪恶的。它是一种能帮助你获得个人自由的资源。
那些认为他们不为了钱追求目标的人是在自欺欺人。
我们告诉自己金钱不重要，因为它是一种记分的方式。如果没有记分牌，你就脱身了，失去了所有形式的责任感。现在你可以怪市场，或者说“人们不懂我”。
> 浪漫主义艺术家是最糟糕的。那些0美元的爱好者也是。
生活中的每一次追求都需要金钱，因为它是一种资源。即使你经营慈善机构，你仍然需要金钱来帮助它所代表的事业。
要足够成熟去理解金钱很重要，你可以随时通过掌控它来改变你的财务未来——而不是将你所做的事情与金钱割裂开来。
# 17. 如果你不学习金钱是如何运作的，你将永远为金钱工作。
金钱是一个糟糕的游戏。
从表面上看，你努力工作，遵循一条可预测的致富之路，比如成为医生或律师。当你深入挖掘时，你会发现金钱与这些毫无关系。
去年我拿了1000美元并把它变成了（此处原文缺失，通常指变成了更多）。花了我不超过5分钟。
我这么说不是为了炫耀。我告诉你是因为，一旦你弄懂了游戏规则，金钱就是这么简单。数万亿美元在互联网上流动。你只需要一种策略或套利机会来吸引更多的钱。
但策略是不够的，因为金融系统是一团糟。它变得越来越不公平。贫富差距正在扩大。这是因为一项资产的价值不容易被看出来。
获得银行利息或租金收入似乎是在积累财富，直到你详细了解了货币稀释和税收系统。
例如：富人几乎不纳税。然而税收是普通人最大的开支。发生这种情况是因为金融系统不必要地复杂，以阻止人们变得富有（这是设计好的）。
逃生之路是痴迷地学习它是如何运作的。
然后你从为金钱工作转变为金钱为你工作。听起来像标题党，但这是真的。这就是为什么我在银行业工作了十年。我想从内部看看。结果比我想象的还要糟糕。
# 18. 阅读每一本受欢迎的金融书籍，并尽早投资。
如果你不想在银行工作，那就阅读最流行的金融书籍。你会开始看到有一些模式。一定要多读读关于新的基于区块链的金融系统的内容，这样你就不会像在1970年那样购买国债了。
# 19. 控制你的多巴胺成瘾，这比任何其他健康技巧都更有帮助。
对大多数人来说，动力是一种挣扎。
你如何投资你的多巴胺要么会提升你，要么会让你感到无聊和缺乏动力。如果你对多巴胺上瘾，那就减少TikTok、Netflix、电子游戏以及任何有简单回报的事情。
# 20. 最强壮的动物只吃植物。多吃植物以拥有更多的能量。
没有能量，你成就不了什么。
以能最大化能量的方式进食。
# 简短的教训
- 21. 关掉新闻和政治，自然地提高你的智商。
- 22. 在网上写作是吸引更多机会的最简单方法，这样你就可以停止寻求许可。
- 23. 阅读《比特币标准》。然后在美国等主要政府之前购买比特币。
- 24. 年轻时住在城市以建立人脉。然后随着年龄增长搬到远郊以节省金钱并减少债务。
- 25. 买一辆电动自动驾驶汽车，而不是汽油车。
- 26. 每天锻炼，最好是在大自然中。这会让你保持更长时间的年轻。
- 27. 戒酒。这是一个骗局，会偷走你的能量，帮你与陌生人睡觉并感染性病。
- 28. 电子游戏在你年轻时没问题。但当你年纪大了，它们就成了时间黑洞。
- 29. 比正常感觉更多的时间陪陪你的父母。很快他们就会离开。
- 30. 去参观养老院，这样你就知道死亡是什么感觉。然后把它作为动力。
# 31. 心流状态比生产力更重要。
待办事项清单不会激励你。感觉8小时像1小时一样过去会感觉更好。
工作更少的时间，更多的心流状态。
# 32. 把你父母为你制定的人生计划烧掉。最好的路是你自己创造的路。
世界变化太快了，做你父母做过的事是不可能成功的。
在人工智能的世界里，所有的规则都被打破了。你的父母是好意，但不要遵循他们的人生道路。开辟你自己的。这感觉也更好，因为你变成了白手起家的人。
# 33. 小心宗教。大多数是无脑的邪教。
这里没有评判。
我曾被困在一个利用神作恶并从人们那里榨取金钱来资助奢侈牧师生活的宗教邪教中。宗教与操纵之间的界限太容易被打破。最好极其小心或者选择退出。
# 34. 大多数职场是成人托儿所。尽可能快地通过个人创业进入现实世界。
工作是开始的好地方，却是结束的糟糕地方。
在工作中，如果你的家人去世，大家都会很难过。你会得到假期。在现实世界中，没人在乎你爸爸是否去世，你仍然被期望每天出现。
公司假装关心人是为了保护他们的企业形象并引诱更多的受害者。但裁员文化表明他们根本不在乎。上一分钟还在“祈祷和哀悼”，下一分钟就是“你被解雇了”。不要被当头一棒。
尽快超越到现实世界，远离职场托儿所。
# 35. 通过筹集风险投资资金来打造独角兽初创公司是现存最愚蠢的幻想之一。
在旧世界，你从投资者那里筹集资金，用它来雇人和支付昂贵的广告，然后可能做得还行。进入门槛很高，大多数人在玩这个游戏时都失败了。这给企业家带来了坏名声。
在新世界，你不需要筹集资金或购买广告。相反，你可以只使用免费的社交媒体来建立邮件列表并推出业务。
最好的企业现在是自力更生且有利可图的，而不是建立在WeWork式的虚假收入预测和股价操纵之上的。
# 36. 理解人类心理学，你就能赚到你想要的那么多钱。
商业只是一堂心理学大师课。
生活也是如此。如果你理解心理学，你可以说服超模和你约会，读者买你的书，或者陌生人给你钱。
大多数失败的人只是不了解人性。关键：人类出于自身利益行事。利用这一点。
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*导出时间: 2026/8/17 13:03:50* 
